| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Citizens State BankWhitewater | WI | $525.2M | $355.3M | -1.9% | +23.2% | 1.85% | 47.1% | 3.85% | 17.71% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Citizens State Bank.