| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Western State BankGarden City | KS | $802.1M | $717.2M | +0.5% | -2.6% | 1.43% | 43.2% | 4.48% | 10.80% |
| Frontier BankLamar | CO | $436.4M | $388.9M | +5.5% | +8.2% | 2.12% | 44.1% | 3.78% | 10.86% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Western State Bank.