| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The First National Bank & TrustElk City | OK | $294.0M | $265.0M | -4.4% | -3.0% | 2.12% | 49.9% | 3.92% | 13.81% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The First National Bank & Trust.