| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Western Commerce BankCarlsbad | NM | $863.5M | $779.5M | +7.2% | +10.3% | 3.21% | 41.1% | 5.38% | 9.55% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Western Commerce Bank.