| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| West Shore BankLudington | MI | $833.6M | $720.2M | +10.4% | +10.2% | 0.83% | 76.6% | 3.98% | 9.67% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, West Shore Bank.