| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Flagship BankClearwater | FL | $802.8M | $670.4M | +11.5% | +12.4% | 0.96% | 60.3% | 3.42% | 11.02% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Flagship Bank.