| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Neighborhood BankSpencer | WV | $160.6M | $145.3M | +0.8% | -8.2% | 0.25% | 90.7% | 2.76% | 10.40% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Neighborhood Bank.