| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| West Central BankAshland | IL | $232.2M | $207.1M | +1.8% | -5.5% | 1.28% | 62.9% | 4.47% | 12.05% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, West Central Bank.