| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| West Alabama Bank & TrustReform | AL | $929.0M | $806.4M | -1.9% | +1.4% | 1.28% | 54.9% | 3.59% | 12.56% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, West Alabama Bank & Trust.