| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First International Bank & TrustWatford City | ND | $6.18B | $5.46B | +13.7% | +9.4% | 1.22% | 70.4% | 4.06% | 8.95% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First International Bank & Trust.