| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Waterman BankWaterman | IL | $173.6M | $144.3M | +6.2% | +13.5% | 0.47% | 82.8% | 4.46% | 12.87% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Waterman Bank.