| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Waterford Bank, N.A.Toledo | OH | $1.77B | $1.56B | +3.5% | +3.4% | 1.29% | 49.5% | 3.39% | 10.42% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Waterford Bank, N.A..