| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| F&M BankWashington | GA | $419.9M | $356.8M | +5.9% | +8.8% | 1.40% | 61.0% | 4.84% | 15.13% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, F&M Bank.