| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Wallkill Valley Federal Savings and Loan AssociationWallkill | NY | $485.0M | $416.7M | +1.5% | +4.3% | 0.68% | 74.6% | 3.74% | 8.96% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Wallkill Valley Federal Savings and Loan Association.