| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Waggoner National Bank of VernonVernon | TX | $353.7M | $304.8M | +6.8% | +21.6% | 2.47% | 46.9% | 3.97% | 14.58% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Waggoner National Bank of Vernon.