| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Vermillion State BankVermillion | MN | $931.4M | $806.6M | +4.8% | +3.8% | 2.56% | 23.2% | 3.26% | 13.35% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Vermillion State Bank.