| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Vergas State BankVergas | MN | $60.7M | $51.5M | +8.8% | +18.3% | 1.38% | 56.6% | 4.30% | 14.80% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Vergas State Bank.