| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| VeraBank, National AssociationHenderson | TX | $4.58B | $4.02B | +5.8% | -1.5% | 1.61% | 57.4% | 4.27% | 10.87% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, VeraBank, National Association.