| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State BankWebster City | IA | $674.3M | $572.2M | +11.8% | +4.6% | 1.38% | 60.1% | 3.23% | 12.14% |
| NorthStar BankEstherville | IA | $203.4M | $168.1M | +2.5% | -3.3% | 1.27% | 49.9% | 3.23% | 11.16% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank.