| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Valley Central BankLiberty Township | OH | $186.7M | $146.0M | +6.8% | -2.5% | 0.35% | 87.8% | 3.52% | 20.37% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Valley Central Bank.