| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Valley State BankRussellville | AL | $169.5M | $139.4M | +14.8% | +11.4% | 1.37% | 54.5% | 3.92% | 19.07% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Valley State Bank.