| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Valley Bank of KalispellKalispell | MT | $218.1M | $198.6M | +4.5% | +6.0% | 1.76% | 51.3% | 4.47% | 9.44% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Valley Bank of Kalispell.