| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Vallant BankElberton | GA | $3.99B | $3.46B | +70.4% | +84.1% | 1.33% | 68.4% | 4.97% | 9.69% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Vallant Bank.