| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State Bank and TrustBayport | MN | $499.0M | $455.4M | +25.4% | +4.8% | 1.77% | 66.4% | 3.55% | 8.48% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank and Trust.