| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| St. Johns Bank and Trust CompanySaint Louis | MO | $297.1M | $260.1M | -3.7% | -4.0% | 0.55% | 83.2% | 4.99% | 12.37% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, St. Johns Bank and Trust Company.