| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| United Community BankChatham | IL | $4.13B | $3.59B | +9.6% | +8.3% | 1.32% | 53.4% | 3.03% | 10.26% |
| Midland Community BankKincaid | IL | $68.8M | $56.6M | -1.2% | -11.5% | 1.66% | 52.1% | 4.73% | 11.49% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, United Community Bank.