| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| United Citizens Bank of Southern KentuckyColumbia | KY | $286.2M | $243.5M | +5.0% | +7.0% | 1.96% | 47.7% | 4.90% | 11.79% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, United Citizens Bank of Southern Kentucky.