| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| United Southern BankUmatilla | FL | $843.0M | $769.1M | -2.5% | +10.9% | 1.23% | 61.7% | 3.90% | 11.16% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, United Southern Bank.