| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Union BankGrand Rapids | MI | $396.7M | $313.5M | +4.6% | +7.4% | 0.75% | 75.5% | 4.33% | 8.51% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Union Bank.