| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Defiance State BankDefiance | IA | $42.6M | $33.5M | +3.9% | +10.9% | 0.71% | 80.6% | 3.93% | 9.87% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Defiance State Bank.