| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Union BankMorrisville | VT | $1.56B | $1.10B | -0.7% | +0.9% | 0.80% | 76.0% | 3.12% | 8.40% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Union Bank.