| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Union State BankPell City | AL | $212.5M | $191.7M | -7.4% | +20.9% | 0.43% | 88.3% | 3.59% | 9.43% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Union State Bank.