| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| UMB Bank, National AssociationKansas City | MO | $71.90B | $60.17B | -0.7% | +11.8% | 1.39% | 48.0% | 3.28% | 8.45% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, UMB Bank, National Association.