| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Tompkins Bank & TrustIthaca | NY | $8.79B | $7.17B | +6.0% | +7.0% | 1.38% | 53.1% | 3.53% | 8.91% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Tompkins Bank & Trust.