| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Farmers & Merchants Bank of North DakotaTolna | ND | $119.8M | $106.9M | +1.8% | -9.9% | 0.89% | 72.0% | 3.28% | 11.57% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Farmers & Merchants Bank of North Dakota.