| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Synchrony BankDraper | UT | $115.22B | $85.97B | +1.4% | +3.3% | 2.84% | 36.7% | 12.91% | 12.43% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Synchrony Bank.