| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens Bank of SwainsboroSwainsboro | GA | $420.5M | $365.1M | +3.5% | +6.0% | 1.83% | 51.8% | 4.93% | 12.26% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens Bank of Swainsboro.