| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Spring Valley BankWyoming | OH | $113.6M | $67.0M | -5.4% | +6.7% | 2.90% | 47.7% | 5.99% | 34.25% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Spring Valley Bank.