| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First National Bank in OlneyOlney | IL | $469.3M | $415.4M | +1.9% | -8.8% | 1.20% | 60.1% | 3.40% | 11.04% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First National Bank in Olney.