| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Sumitomo Mitsui Trust Bank (U.S.A.) LimitedHoboken | NJ | $3.92B | $3.32B | -4.2% | -21.8% | 1.93% | 51.7% | 2.38% | 13.95% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Sumitomo Mitsui Trust Bank (U.S.A.) Limited.