| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| SMBC MANUBANKLos Angeles | CA | $6.60B | $5.56B | -0.1% | -36.9% | -3.56% | 16.5% | 0.94% | 11.00% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, SMBC MANUBANK.