| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Sturgis Bank & Trust CompanySturgis | MI | $1.03B | $893.0M | +1.2% | -2.7% | 1.03% | 73.5% | 3.86% | 8.41% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Sturgis Bank & Trust Company.