| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First State BankStratford | TX | $371.9M | $326.4M | +5.8% | +32.0% | 2.27% | 42.5% | 3.91% | 12.60% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First State Bank.