| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Sterling State BankAustin | MN | $461.9M | $359.5M | +5.4% | +3.3% | 0.98% | 74.2% | 3.54% | 8.68% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Sterling State Bank.