| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Flat Branch BankRichmond | MO | $92.8M | $79.2M | -5.7% | +55.8% | -0.96% | 115.6% | 4.74% | 12.37% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Flat Branch Bank.