| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Bell BankFargo | ND | $15.18B | $12.36B | +2.8% | +8.8% | 0.93% | 70.7% | 2.88% | 9.62% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Bell Bank.