| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The State BankSpirit Lake | IA | $88.4M | $80.3M | +1.4% | -5.7% | 1.18% | 58.5% | 2.85% | 12.14% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The State Bank.