| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| SpiritBankTulsa | OK | $912.8M | $819.2M | +2.4% | +1.9% | 0.86% | 64.2% | 3.56% | 9.35% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, SpiritBank.