| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Sovereign BankShawnee | OK | $1.47B | $1.19B | +12.3% | +20.4% | 0.63% | 75.4% | 4.22% | 9.62% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Sovereign Bank.