| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| SouthPoint BankBirmingham | AL | $1.36B | $1.25B | -18.8% | -27.4% | -1.71% | 65.3% | 3.26% | 6.96% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, SouthPoint Bank.